This loan is provided to create micro entrepreneurs for individual members. Usually, successfully graduated RMC borrowers are entitled to get SME loan. Though skill individual can get SME loan too. SEHEO categorizes any loan as SME loan when it exceed  Taka 30,000/- (Taka Thirty Thousand). This loan may go to both agriculture and non-agriculture sectors. Most of the loan has gone to trade like Weaving facory, Handicrafts, Fisheries & Cow Fattening. Up to date Tk. 32739.87 Lac has been disbursed to borrowers as SME loan. During the reporting period Tk. 6984.75 Lac has been disbursed to 14896 entrepreneurs.